

Commercial Solutions
Confianza’s commercial data goes beyond standard business and property records by validating inconsistencies and capturing details others miss. By structuring and refining data to reflect real-world conditions, insurers can evaluate opportunities earlier, prioritize effectively, and make decisions that improve underwriting performance and portfolio outcomes.
Business Credit
& Risk Scores
Highly predictive Intelli-Score with 20+ business credit and risk insights, including payment history, bankruptcies, judgments, and more.
Crime
A unique, powerful dataset significantly outperforming FBI Crime data for loss propensity, comprised of NIBRS, ICPSR, and 911 blotter sources.
Driver Safety & Motor Vehicle Violations
State direct MVR services plus a court-records-based MVR alternative. Full violation details with a five-year look back, nationwide.
Predictive Loss Signaling
Supporting the Predict and Prevent movement, this package identifies the data sets with the strongest correlations to loss frequency and severity for your book.
Firmographic / Prefill
All the business facts needed for application and quote prefill: NAICS codes, sales, employee counts, year established, bankruptcy indicators, and more.
VIN & Registration Details
All registered vehicles sourced from state motor vehicle departments, including VIN, registration data, vehicle characteristics, and loss correlations.
Targeted Marketing Lead
Layer multiple risk selection and criteria filters to identify your best targets. Includes proximity modeling to find businesses within a specific radius of an agent or location.
Upsell & Cross-Sell Indicators / Lead Scoring
Proactively identify businesses aligned with your risk appetite using propensity-to-bind triggers and lifetime value scoring.

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