Explore Personal Solutions
Confianza’s commercial data goes beyond standard business and property records by validating inconsistencies and capturing details others miss. By structuring and refining data to reflect real-world conditions, insurers can evaluate opportunities earlier, prioritize effectively, and make decisions that improve underwriting performance and portfolio outcomes.
Personal Lines Prefill
Leveraging a 300M+ adult consumer database, this package delivers primary named insured details, credit proxy (non-FCRA), financial strength, ability-to-pay indicators, OFAC search, and all household members with pertinent rating information.
Consumer Credit
Two insurance-specific credit scores for improved risk segmentation and pricing: Forward-Looking Prime (V3) and Sub-Prime with thin-file C1 scoring.
Driver Safety & Motor Vehicle Violations
Full violation details with a five-year lookback via state direct MVR or court-records-based alternative, available nationwide.
Fraud/Premium Leakage
An eight-factor predictive model that identifies a consumer’s propensity for both hard fraud (claims) and soft fraud (premium leakage), with remediation guidance built in.
VIN & Registration Details
Registered vehicle data from state motor vehicle departments, including VIN, registration, vehicle characteristics, and loss correlations.
Targeted Marketing Lead List
Layer risk selection filters and proximity modeling to identify the highest-converting prospects in your target markets.
Upsell & Cross-Sell Indicators / Lead Scoring
Identify policyholders and prospects most likely to bind additional coverage using propensity triggers and lifetime value analysis.
