Non-FCRA Financial Strength Risk & Behavior Engagement Triggers, Premium Leakage
- osutkaitis
- Apr 9
- 2 min read
Confianza offers Unique and highly predictive data that exhibits strong loss correlation
as well as Engagement / Opportunity triggers for candidates who align with
current risk appetite & profiles.
Confianza Advantages:
· Information Source Categories: Non-FCRA, Consent Compliant, Consumer interests and Buying patterns
· Applications: Targeted Lead Gen & Scoring, Submission knock out, Up-sell / Cross-Sell Indicators and Triggers
Financial Strength and Engagement Triggers
Premium Leakage & Fraud Indicators
Data Input Options:
o Preferred: Name, Address, DOB of business Owner/Principal/Consumer
§ This will yield the best match rates with the highest confidence levels
o Minimum required: Business name & Address
o POC data set to include Frequency and severity at the record level
Delivery & Availability:
· REST API Transactions
· Batch process via secure ftp (preferred for one-time Modeling / Portfolio Analysis)
· Nationwide availability
Costs:
· POC / Batch discounted pricing for one-time Modeling /Portfolio Analysis
· Monthly Subscription fees based on volume tier transaction Pricing
About Confianza:
· Driving profitable growth with instant 360 views of the Business, Principal, Risk & Exposure.
Data:
· Our Comprehensive & unique datasets are comprised of over 30 data types from more than 70 sources, fully integrated into a single database, containing five (5) core entities:
1. Adults/Business Principals (360M-including purchase history & Financial strength)
2. All Businesses (74M-including NAICS, Sales, EE’s, Year started)
3. Household Demographics(includes Drivers, Vehicles and income levels)
4. All Vehicles with VIN / registration details (282M)
5. All Properties (199M) + characteristics, fire protection, Weather Perils.
6. Other Property data: Lessor’s Risk Occupancy, Crime (outperforming FBI)
AI/Machine Learning Predictive Analytic Modules / Solutions
· Targeted Risk Selection: 360 Risk & Exposure Profile with Loss Propensities
· Fraud & Premium Leakage: Highly Predictive Variables & indicators.
· Profitable renewal Strategy